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PayPal

Global online payments platform — accept cards, PayPal, Venmo and Pay Later online and in person with no monthly fees and pay-as-you-go pricing.

Pricing: 2.99 USD · Updated 2026-09-03

cloud

Pros

  • No setup or monthly fees — pay 2.99% + $0.49 per US card transaction, 3.49% + $0.49 for PayPal/Venmo
  • Trusted global brand with 400M+ accounts and built-in buyer protection
  • Checkout, Invoicing, Pay Later and Subscriptions out of the box

Cons

  • Per-transaction fees are higher than interchange-plus processors at volume
  • Chargeback/dispute fee applies ($15, varies by region)
  • Payouts and currency conversion carry additional fixed and percentage costs

Alternatives

StripeSquarePayPal vs StripePayPal vs Square

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FAQ

Does PayPal charge monthly fees?

No. PayPal has no setup or monthly fees — you pay per transaction: 2.99% + $0.49 for card Checkout or 3.49% + $0.49 for PayPal/Venmo (price checked 2026-09-03).

On which platforms can I use PayPal?

PayPal is available on the Web, iOS and Android, with Checkout, Invoicing and APIs for online stores.

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