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Square

Payments and point-of-sale platform — accept in-person and online card payments with flat-rate pricing, free POS software and no monthly fee on the Free plan.

Pricing: 2.6 USD · Updated 2026-09-03

cloud

Pros

  • Free plan with no monthly fee; pay 2.6% + $0.15 per in-person transaction
  • Free POS software, card reader and unlimited items to start selling fast
  • No chargeback fees, plus online, invoice and API payment options

Cons

  • Online payments cost more on Free (3.3% + $0.30) than in-person
  • Plus ($49/mo) or Premium ($149/mo) needed to lower processing rates
  • Best for SMB retail/restaurant; less suited to high-volume enterprise payments

Alternatives

More cloud tools

FAQ

Does Square have a free plan?

Yes. Square has a free plan with no monthly fee — you pay 2.6% + $0.15 per in-person transaction, or 3.3% + $0.30 for online (price checked 2026-09-03).

What is Square mainly used for?

Square is a payments and POS platform — accept in-person and online card payments with flat-rate pricing, free POS software and no chargeback fees on any plan.